Commerce Stories

Commerce Stories

Part II — Why Reputation Is the Currency of Autonomy

Reputation needs to be scored

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Commerce Stories
Mar 12, 2026
∙ Paid

1) FICO for machines: reputation becomes the global permission system

In the human economy, credit is not “money.”
Credit is permission.

FICO works because it compresses trust into a portable signal.
It tells the system: “You can take a risk on this person—and here’s how much.”

Agents need the same thing.

Not because agents are conscious.
But because markets r…

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